Our exclusive total cost analysis shows you how to save thousands on your home mortgage.  That is why smart homeowners insist on having a total cost analysis performed before they make a decision on a home mortgage.

1.  Loan Summary
Finally!  Now you can compare four loan options side by side.  You can see the loan amount, interest rates, loan terms and monthly payments.

2.  Total Payments
Which of your loan options has the lowest monthly payment?  This feature will give you the answer.

3.  Term of Comparison
It's critical for you to analyze different loans based on how long you plan to live in the home.  Knowing the answer to this can save you thousands of dollars.

4.  Total Cost Analysis
How can you possibly keep track of all the subtle differences in cost between loan programs?  This section does it for you.  We help you calculate your total monthly payments, principal paid, total interest cost, total closing cost and loan balance left at the end of the determined term-on four loan simultaneously.

5.  Total Cost
There is only one question you should ask a lender-and it isn't which loan has the lowest interest rate or fees.  Instead ask, "What is the lowest total cost loan over the time I plan to stay in the home?"  The difference between those two questions can save you many thousands of dollars.  This section gives you the true bottom-line answer.

6.  Equity Increase
Many homeowners are surprised to see how fast they can build equity in their home just by making a small extra principal payment.  That extra equity can get you into a larger home sooner or help you build financial security.

7.  Debt Free
Small actions can create big results.  A small extra principal payment can make you debt free years sooner.  This section will show you how much you can save in interest and how much sooner you can pay off your home and be free from debt.

8.  Monthly Tax Benefit
Home ownership has definite tax advantages.  This feature will give you an estimate of the monthly savings that tax benefits can bring you.  We advise that you give this information to a tax consultant for an even more accurate picture.

9.  Tax Bracket
This is an extimate of your tax bracket.  You still need to consult with your tax advisor.